Legalliam

Starting With A Consultation -

Get The Fresh Start You Deserve!

Liam is an average guy just like you and me, so when he heard that he could get out of debt on an accelerated path, he was skeptical. Now Liam makes debt solutions easy for the average American to get the help they need at a price that makes sense.

Protect Your Future -

Think Long Term

Bankruptcy can feel like a daunting step, but it’s a powerful tool to break free from overwhelming debt. While the short-term challenges may seem tough, the long-term rewards are life-changing—relief from crushing financial burdens, a fresh start, and a brighter, debt-free future within reach.

Things Happen -

Forgive yourself

Liam knows that things happen, or as the saying goes “S*** Happens”. Whether it’s a medical emergency, divorce, job loss, or any number of things, Things Happen. Don’t beat yourself up over it. The bankruptcy process was developed for a reason; to give people a fresh start.

Only recommend certified partners -

You're in good hands

All our Attorney partners are vetted and reviewed by Liam’s team to ensure they hold up to our standards.

Highly Rated

All our Attorney partners have hundreds of 5 star reviews.

In-Depth Review

When you contact Liam we will do an in depth review of our database to find the perfect partner for you.

In-Depth Review

All of our Attorney partners are vetted to ensure they are properly certified and licensed.

How It Works?

So, how does it work?

Fill out the form or take our assessment and Liam will automatically search his database of certified Bankruptcy Attorneys to find the perfect option for your situation.

Highly Rated

All our Attorneys have hundreds of 5 star reviews.

In-Depth Review

When you contact Liam we will do an in depth review of our database to find the perfect partner for you.

In-Depth Review

All of our Bankruptcy Attorneys are vetted to ensure they are properly certified and licensed.

Legal Liam -

Have Peace Of Mind

Protect those who matter, including yourself, from harassing and stress-causing calls from the debt collectors. Liam knows how difficult it is to deal with these calls that make you feel like you committed a crime. Help put a stop to this and give you and your family the breathing room you all deserve.

Can I Keep My Home? Can I Keep My Car?

Yes, there are a list of Exempt and Non-Exempt items, which means certain items that you need to live, such as Housing, clothing, a car to get to and from work (or to use for work) and even some money to pay bills and groceries will be exempted (or excused) from the bankruptcy process and will not be used for liquidation to pay your debts.

The exemptions max out at a certain amount; this varies by state and sometimes by county. Consult an attorney for the details in your area.

How will this effect my credit? Can I get a loan in the future?

In most cases, credit goes down immediately after filing bankruptcy. There are rare cases where credit goes up or stays the same; this is in cases where the credit score was close to rock bottom and the removal of late payments and debt discharge can help a credit score. It is important to note that bankruptcies will be on your record for 7-10 years and can be a way to improve your credit and debt situation in the long-term, but will have an impact on your ability to get loans in the short-medium term.

Will This Cost Money?

Yes, there are filing fees: $338 for Chapter 7 and $313 for Chapter 13. Legal fees apply if you hire an attorney, which Liam strongly recommends. While it may seem counterintuitive to pay money to resolve debt, a trusted bankruptcy attorney ensures proper paperwork, handles jurisdictional nuances, and increases your chances of success. Filers with attorneys report higher discharge rates and better long-term outcomes due to proper planning and execution. Although you can file on your own, working with an attorney is a worthwhile investment that pays off quickly by setting you on the right path.

Will I Stop Being Harassed By Phone Calls?

Yes, filing bankruptcy triggers an automatic stay, a legal protection that halts creditor calls, letters, evictions, foreclosures, wage garnishments, and repossessions. It lasts throughout the bankruptcy process (4–6 months for Chapter 7, and 3–5 years for Chapter 13). Exceptions include non-dischargeable debts like child support and student loans. Creditors must be informed of the stay, typically by your attorney. Violations can lead to cease-and-desist letters and penalties if reported to the bankruptcy court. The automatic stay provides peace of mind, shielding you from harassment while ensuring debts are resolved in a fair, structured process.